Hourly fee-only adviser
- Market
- Virtual/local
- Fee model
- Hourly planning fee
- Best for
- One-time planning questions
- Caveat
- May not manage assets
finance / directory
Fee-Only Investment Advisers
Compare fee-only adviser models before booking an introductory call.
This guide helps compare adviser fee models without relying only on commission-based compensation structures.
Finder templateFee modelPlanning typeMinimum assetsVirtual or local
| Option | Market | Fee model | Best for | Caveat |
|---|---|---|---|---|
| Hourly fee-only adviser | Virtual/local | Hourly planning fee | One-time planning questions | May not manage assets |
| Flat annual retainer | Virtual/local | Annual planning fee | Ongoing planning without AUM | Scope varies |
| AUM fee-only adviser | Virtual/local | Percentage of assets | Portfolio management plus planning | Cost rises with assets |
Flat annual retainer
- Market
- Virtual/local
- Fee model
- Annual planning fee
- Best for
- Ongoing planning without AUM
- Caveat
- Scope varies
AUM fee-only adviser
- Market
- Virtual/local
- Fee model
- Percentage of assets
- Best for
- Portfolio management plus planning
- Caveat
- Cost rises with assets
When to use this
Find or compare fee-only investment advisers.
What you get
A fee-only adviser comparison should show fee model, planning scope, minimums, fiduciary status, and meeting format.
Useful next step
Use the estimate to compare options, pressure-test pricing, or decide which fee model deserves a closer look.
Problems this helps with
- Advisor compensation is confusing
- Fiduciary alignment matters
- Planning scope varies widely
Example estimate
A fee-only adviser comparison should show fee model, planning scope, minimums, fiduciary status, and meeting format.
Compare advisor fee models
Continue with a related tool or comparison that helps turn the estimate into a clearer decision.
Related fee tools
FAQ
What does fee-only mean?
Fee-only generally means the adviser is compensated by client fees rather than commissions, but you should verify the exact compensation model.
What fee models should I compare?
Compare hourly, flat retainer, project-based, and assets-under-management models.
Should I compare local and virtual advisers?
Yes. Local planners may offer in-person support, while virtual advisers can expand your options and pricing models.